The Lazy Person’s Guide to Creating an Emergency Fund

You’ve heard it before; it’s wise advice to have some money set aside for emergencies.  It’s just so hard to get organized. It’s hard to find the discipline to keep putting that money in savings when you are just starting out and there are so many other things you could use it for. Deep down, you know… More The Lazy Person’s Guide to Creating an Emergency Fund

DRIP Drop Dribbles

DRIP – increase your dividends the easy way Do you remember the shampoo advertisement on TV a couple of years ago?  A beautiful woman with long glossy hair tells you to share the benefits of this wonderful shampoo by saying:  “And you tell two friends, and they tell two friends, and so on, and so… More DRIP Drop Dribbles

I’m in it for the Long Term – Are You?

There are many different methods to invest in the stock market and each one has both positive and negative sides to argue.  Every investment adviser out there will tell you something different, but one thing that most of them understand is the ‘Buy and Hold’ strategy of investing. Buy and Hold is when you have a Buy Plan which… More I’m in it for the Long Term – Are You?

7 Things to Do with your Tax Refund – And 5 Things to Avoid

You are getting a tax refund.  Great news!  Before you receive the money, it’s a good idea to make a plan. I don’t know about you, but it’s not often that I get a large lump of money that isn’t already earmarked for rent, or other bill payments. The possibilities are exciting and it is… More 7 Things to Do with your Tax Refund – And 5 Things to Avoid

The Smartest Thing You Can Do With Your Savings

The Ultimate TFSA Guide by Gordon Pape In Canada, we have Tax Free Savings Accounts (TFSA’s) which are accounts where you can grow your savings tax free.  These are very flexible and powerful tools to save for retirement and every Canadian should be using one to shelter their savings from income tax.  This book is… More The Smartest Thing You Can Do With Your Savings